PROS: fast, easy, not big, don't have to have the money on hand, rewards
CONS: The main disadvantage to credit card usage is its cost to you in interest and fees. Wise use of credit means understanding those costs and acting accordingly. Keep track of your spending to ensure that you can repay your credit card bill in full when it comes due each month.
APR(Annual Percentage Rate):The yearly interest rate charged on outstanding credit card balances.
If you over spend and don't pay the loan they have the right to raise your apr and make you poor
To apply just look in your mail for credit card appalications, or go online and fill one out. But you need to find a good card. One that has a low APR and good rewards, a long grace period( the time to pay the bill). and it has to look awesome.
Tips: 1)choose wisely
2)Have the money
3)understand the contract
No comments:
Post a Comment